The problem here is there is no hard/fast rule to apply...there is a test of context to any use of any word. Observe:
“Fuck black people, they should go somewhere else”. Hate and exclusion.
“Fuck I love chinese people, but they should go somewhere else”. Still hate? Feels like it.
“Fuck i love white people”. Some people will still see a focus on skin colour.
No word is the issue, and banning words has never worked. In my country we systematically tried to kill an entire language for 100 years....Kia kaha, motherfuckers, Te reo o mana Whenua (stand strong, motherfuckers, the language of maori is now....) is now the coolest language in the country.
There is always just the test of context. It gets even more fraught when the person saying something “doesn’t mean it that way”, but is actually reinforcing systemic racism or bigotry. That means there are two contexts, one at a personal level, and one at the level of society.
It’s a fucking mess, no question.
Come at it with looooove.
Or at least recognize the person's nature and intent. anna is anything but racist.
Let's see if someone will fan the flames of perspective upon a black member of this community and see if they come at you. Probably not if there is no fanning involved. They will more than likely read it as it was intended by you: an example for discussion points, and why banning words will never work.